Credits

Credit related details

Please refer to our refund policy.

In order to make a refund request, you can directly write to our support team.


Your amount will be refunded within 7-10 working days.

How to make refund r...

November 11, 2024


1. Login to the MSG91 user panel and click on the wallet icon from the dashboard.



2. Enter the value in “Amount to be added in Wallet (in INR)”. You can look at pricing for each of the SMS types by entering your country from the dropdown here. Then click on “Proceed to Checkout”.



OR


1. Click on the Add funds option from the dropdown near your username on the MSG91 Dashboard or from the dropdown at the bottom of any selected service panel.




2. You will be directed to the same Add funds page from where you can purchase the credits.



How to add funds?

November 11, 2024

Step 1: Log in to your MSG91 account and click on the Add Funds option.

Step 2: Then click on the " Create new e-mandate " option.


Step 3: Enter the name of the E-mandate as per your requirement and save it.


Step 4: Once you click on the save option a pop-up will be generated where you need to add your bank details.


Step 5: Post-completion of the details you have filled in the bank you will receive the confirmation like this & the bank approval will take 24-48 hours for the approval.



Step 6: Post approval from the Bank, it will show like this: 



Step 7: After this, you can set up auto-recharge based on the threshold amount for your wallet. 


Step 8: To proceed, kindly click on the "Add funds" option and select the E-mandate, which has been approved by your bank, such as "Autopay". After that, you may customize the conditions based on your preferences. For instance, we have configured the condition to automatically add 1000 INR to your wallet when the balance falls below this threshold. Once done, kindly save the changes.



Step 9: Now go to the settings option and then go to " Billing " and then Wallet here you will be able to see the auto-recharge enabled like below.


How to create an e-m...

November 11, 2024

CREDIT - 

Credits are the number of sms you currently have in your account. When you send an SMS, your credits get deducted accordingly. Credit Deduction refers to the number of credits deducted from your balance for sending the message.

When you send an SMS in English the credit limit is 150-160 characters whereas in the Unicode option i.e. when you send SMS in other languages, the limit is 55-70 characters.

 You will be able to see the credits consumed by your content on the top right corner of the Text box.


CREDIT CALCULATION


The value for a single credit in English is 160 characters. With the number of characters increasing, the second credit consists of 306 characters, and moving on in this manner the value of credit deduction increases by adding 153 characters in the SMS every time. As the number of characters keeps on increasing the number of credits deducted will also increase.


For English the credit calculation is as below:

160 Characters (Standard SMS) 1 SMS Credit

306 Characters 2 SMS Credit 

459 Characters 3 SMS Credit

612 Characters 4 SMS Credit

765 Characters 5 SMS Credit


For Unicode the credit calculation is as below:

70 Characters (Standard SMS) 1 SMS Credit 

134 Characters (Multi-part SMS) 2 SMS credit 

(2 * 67 characters) 2 SMS Credits / Units-201 Characters (Multi-part SMS) 3 credits

(3 * 67 characters) 3 SMS Credits / Units-268 Characters (Multi-part SMS)

(4 * 67 characters) 4 SMS Credits / Units-335 Characters (Multi-part SMS)

(5 *67 characters) 5 SMS Credits / Units-402 Characters (Multi-part SMS)

(6 * 67 characters) 6 SMS Credits / Units-469 Characters (Multi-part SMS)

You can see the number of credits as well as a deduction in the delivery report of your SMS.

What is the characte...

November 11, 2024


The charges of any message depend on the number of credits consumed, and the pricing per credit according to the country to which you are sending the message. You can see the price per credit on our pricing page.


Kindly note:

1. All the failed messages are charged.

2. Charges are applicable in case of a failure on the DND number from both promotional and transactional routes. 

3. No charges are applicable on Blacklisted numbers.

NOTE: If sent without a country code, submission and deduction depend on the detected country based on the starting number: For, 91xxxxxxxxxx, etc

What is the charge p...

Invalid Date

Destination Country Name

Credit Count per SMS

Country code

Afghanistan

118

93

Albania

48

355

Algeria

64

213

Andorra

36

376

Angola

42

244

Antigua and Barbuda

26

1268

Argentina

35

54

Armenia

63

374

Aruba

32

297

Australia

18

61

Austria

42

43

Azerbaijan

100

994

Bahamas

25

1242

Bahrain

17

973

Bangladesh

145

880

Barbados

73

1246

Belarus

98

375

Belgium

50

32

Belize

130

501

Benin

63

229

Bermuda

94

1441

Bhutan

107

975

Bolivia

35

591

Bosnia and Herzegovina

33

387

Botswana

28

267

Brazil

18

55

Brunei

13

673

Bulgaria

68

359

Burkina Faso

24

226

Burundi

107

257

Cambodia

94

855

Cameroon

60

237

Canada

12

1

Cape Verde

65

238

Cayman Islands

77

1345

Central African Republic

42

236

Chad Republic

68

235

Chile

25

56

China

12

86

Colombia

12

57

Comoros

58

269

Congo

60

242

Congo Democratic

60

243

Cook Islands

24

682

Costa Rica

25

506

Cote divoire

61

225

Croatia

30

385

Cuba

45

53

Cyprus

15

357

Czech Republic

28

420

Denmark

29

45

Djibouti Republic

57

253

Dominican Republic

35

18

Ecuador

135

593

Egypt

140

20

El Salvador

30

503

Equatorial Guinea

43

240

Estonia

42

372

Ethiopia

89

251

Falkland Islands

24

500

Faroe Islands

17

298

Fiji

54

679

Finland

35

358

France

38

33

French Guiana

73

594

French Polynesia

60

689

Gabon

73

241

Gambia

30

220

Georgia

69

995

Germany

52

49

Ghana

74

233

Gibraltar

32

350

Greece

30

30

Greenland

16

299

Grenada

78

1473

Guadeloupe

40

590

Guam

17

1671

Guatemala

28

502

Guernsey

39

44

Guinea

50

224

Guinea-Bissau

45

245

Guyana

68

592

Haiti

50

509

Honduras

21

504

Hong Kong

30

852

Hungary

42

36

Iceland

40

354

Indonesia

168

62

Iran

122

98

Iraq

140

964

Ireland

32

353

Isle of Man

39

44

Israel

68

972

Italy

28

39

Jamaica

77

1876

Japan

35

81

Jersey

28

44

Jordan

115

962

Kazakhstan

220

7

Kenya

140

254

Kuwait

137

965

Kyrgyzstan

113

996

Latvia

24

371

Lebanon

75

961

Lesotho

67

266

Liberia

48

231

Libya

146

218

Liechtenstein

25

423

Lithuania

24

370

Luxembourg

52

352

Macau

16

853

Madagascar

70

261

Malawi

53

265

Malaysia

54

60

Maldives

25

960

Mali

63

223

Malta

38

356

Martinique

75

596

Mauritania

66

222

Mauritius

55

230

Mexico

24

52

Moldova

35

373

Monaco

53

377

Mongolia

67

976

Montenegro

28

382

Morocco

118

212

Mozambique

59

258

Myanmar

92

95

Namibia

27

264

Nauru

40

674

Nepal

70

977

Netherlands

60

31

New Caledonia

46

687

New Zealand

40

64

Nicaragua

29

505

Niger

56

227

Nigeria

75

234

Norfolk Island

30

672

North Macedonia

15

389

Norway

30

47

Oman

60

968

Pakistan

115

92

Palau

13

680

Palestinian Territory

165

970

Panama

59

507

Papua New Guinea

63

675

Paraguay

46

595

Peru

17

51

Philippines

90

63

Poland

11

48

Portugal

13

351

Qatar

16

974

Reunion

33

262

Romania

34

40

Russia

220

7

Rwanda

63

250

Saint Kitts and Nevis

21

1869

Saint Lucia

21

1758

Samoa

48

685

Saudi Arabia

52

966

Senegal

107

221

Serbia

44

381

Seychelles

31

248

Sierra Leone

50

232

Singapore

25

65

Sint Maarten

30

1721

Slovakia

36

421

Slovenia

58

386

Solomon Islands

38

677

Somalia

78

252

South Africa

16

27

South Korea

16

82

South Sudan

45

211

Spain

30

34

Sri Lanka

140

94

Sudan

80

249

Suriname

68

597

Sweden

33

46

Switzerland

48

41

Syria

135

963

Taiwan

138

886

Tajikistan

111

992

Tanzania

56

255

Thailand

12

66

Timor-Leste

54

670

Togo

32

228

Tonga

22

676

Trinidad and Tobago

24

1868

Tunisia

60

216

Turkey

16

90

Turkmenistan

21

993

Uganda

77

256

Ukraine

82

380

United Arab Emirates

14

971

United Kingdom

22

44

United States

5

1

Uruguay

28

598

Uzbekistan

135

998

Vanuatu

68

678

Venezuela

30

58

Vietnam

53

84

Yemen

110

967

Zambia

86

260

Zimbabwe

65

263

Destination Country Name

Credit Count per SMS

Country code

Afghanistan

118

93

Albania

48

355

Algeria

64

213

Andorra

36

376

Angola

42

244

Antigua and Barbuda

26

1268

Argentina

35

54

Armenia

63

374

Aruba

32

297

Australia

18

61

Austria

42

43

Azerbaijan

100

994

Bahamas

25

1242

Bahrain

17

973

Bangladesh

145

880

Barbados

73

1246

Belarus

98

375

Belgium

50

32

Belize

130

501

Benin

63

229

Bermuda

94

1441

Bhutan

107

975

Bolivia

35

591

Bosnia and Herzegovina

33

387

Botswana

28

267

Brazil

18

55

Brunei

13

673

Bulgaria

68

359

Burkina Faso

24

226

Burundi

107

257

Cambodia

94

855

Cameroon

60

237

Canada

12

1

Cape Verde

65

238

Cayman Islands

77

1345

Central African Republic

42

236

Chad Republic

68

235

Chile

25

56

China

12

86

Colombia

12

57

Comoros

58

269

Congo

60

242

Congo Democratic

60

243

Cook Islands

24

682

Costa Rica

25

506

Cote divoire

61

225

Croatia

30

385

Cuba

45

53

Cyprus

15

357

Czech Republic

28

420

Denmark

29

45

Djibouti Republic

57

253

Dominican Republic

35

18

Ecuador

135

593

Egypt

140

20

El Salvador

30

503

Equatorial Guinea

43

240

Estonia

42

372

Ethiopia

89

251

Falkland Islands

24

500

Faroe Islands

17

298

Fiji

54

679

Finland

35

358

France

38

33

French Guiana

73

594

French Polynesia

60

689

Gabon

73

241

Gambia

30

220

Georgia

69

995

Germany

52

49

Ghana

74

233

Gibraltar

32

350

Greece

30

30

Greenland

16

299

Grenada

78

1473

Guadeloupe

40

590

Guam

17

1671

Guatemala

28

502

Guernsey

39

44

Guinea

50

224

Guinea-Bissau

45

245

Guyana

68

592

Haiti

50

509

Honduras

21

504

Hong Kong

30

852

Hungary

42

36

Iceland

40

354

Indonesia

168

62

Iran

122

98

Iraq

140

964

Ireland

32

353

Isle of Man

39

44

Israel

68

972

Italy

28

39

Jamaica

77

1876

Japan

35

81

Jersey

28

44

Jordan

115

962

Kazakhstan

220

7

Kenya

140

254

Kuwait

137

965

Kyrgyzstan

113

996

Latvia

24

371

Lebanon

75

961

Lesotho

67

266

Liberia

48

231

Libya

146

218

Liechtenstein

25

423

Lithuania

24

370

Luxembourg

52

352

Macau

16

853

Madagascar

70

261

Malawi

53

265

Malaysia

54

60

Maldives

25

960

Mali

63

223

Malta

38

356

Martinique

75

596

Mauritania

66

222

Mauritius

55

230

Mexico

24

52

Moldova

35

373

Monaco

53

377

Mongolia

67

976

Montenegro

28

382

Morocco

118

212

Mozambique

59

258

Myanmar

92

95

Namibia

27

264

Nauru

40

674

Nepal

70

977

Netherlands

60

31

New Caledonia

46

687

New Zealand

40

64

Nicaragua

29

505

Niger

56

227

Nigeria

75

234

Norfolk Island

30

672

North Macedonia

15

389

Norway

30

47

Oman

60

968

Pakistan

115

92

Palau

13

680

Palestinian Territory

165

970

Panama

59

507

Papua New Guinea

63

675

Paraguay

46

595

Peru

17

51

Philippines

90

63

Poland

11

48

Portugal

13

351

Qatar

16

974

Reunion

33

262

Romania

34

40

Russia

220

7

Rwanda

63

250

Saint Kitts and Nevis

21

1869

Saint Lucia

21

1758

Samoa

48

685

Saudi Arabia

52

966

Senegal

107

221

Serbia

44

381

Seychelles

31

248

Sierra Leone

50

232

Singapore

25

65

Sint Maarten

30

1721

Slovakia

36

421

Slovenia

58

386

Solomon Islands

38

677

Somalia

78

252

South Africa

16

27

South Korea

16

82

South Sudan

45

211

Spain

30

34

Sri Lanka

140

94

Sudan

80

249

Suriname

68

597

Sweden

33

46

Switzerland

48

41

Syria

135

963

Taiwan

138

886

Tajikistan

111

992

Tanzania

56

255

Thailand

12

66

Timor-Leste

54

670

Togo

32

228

Tonga

22

676

Trinidad and Tobago

24

1868

Tunisia

60

216

Turkey

16

90

Turkmenistan

21

993

Uganda

77

256

Ukraine

82

380

United Arab Emirates

14

971

United Kingdom

22

44

United States

5

1

Uruguay

28

598

Uzbekistan

135

998

Vanuatu

68

678

Venezuela

30

58

Vietnam

53

84

Yemen

110

967

Zambia

86

260

Zimbabwe

65

263

Credit count for dif...

November 11, 2024


For downloading the invoice, you can follow the below-given steps:


1. Open your MSG91 panel. Click on the dropdown beside your username at the top left and select the Transaction Logs option.




2. Here you can see the date of the Purchases. Click on the Invoice and Ledger option from the top right of the page. 




3. Select the year from the dropdown for which you want to download the invoice.



4. A new tab will open where you can view the ledger powered by Giddh.


5. Click on the Arrow button to download the invoice.




Note: In case you don't find the download option, feel free to contact your account manager. 


Refer to the video link: https://www.youtube.com/watch?v=GWTKTP0VzSw&feature=youtu.be

Where can I download...

November 11, 2024


For payment through a Debit/Credit card, you will need to verify your email ID. Please follow the procedure for the same.


1. Go to 'Buy Credits'.


2. Click on 'Proceed'.


3. Enter all the details (credits you want to purchase).


4. Fill your Address and other personal details.


5. Click on 'verify your email ID' and you will receive a verification mail on your registered ID.




Choose 'Verify now on your email ID where you received the mail regarding verification and then you can make your payment through a Debit/Credit card. 


And now try making payment. :) 

How do make a paymen...

November 11, 2024